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State Farm® Insurance Agent

Baker Gardner

Baker Gardner Ins Agency Inc

219 South Main Street
Morgantown, KY 42261-7236

Across from the Post Office

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 4:30pm
Call or text us 24 hours a day!


219 South Main Street
Morgantown, KY 42261-7236



Fireworks may be unpredictable, but your insurance coverage doesn't have to be. Stop by and see Abby or Robin today, call, text, or email to get your very own Personal Price plan and stay safe and insured as you celebrate America's birthday.

I am a Personal Line Insurance Agent emphasizing auto, home, and life insurance services for residents of Butler County, KY. With extensive knowledge in insurance and a focus on exceptional customer service, I am dedicated to helping individuals and families protect their valuable assets. Having graduated from the Western Kentucky University in the fall of 2007, I bring a wealth of knowledge to assist customers in finding the right insurance protection.

My staff and I ensure that individuals seeking auto, home, and life insurance in Butler County, KY, and the surrounding areas can easily find my agency online. As an experienced insurance agent, I understand the importance of having a strong online presence to connect with potential customers effectively.

At my agency, we offer a comprehensive range of insurance services personalized to meet the diverse needs of our customers. Focusing on auto insurance, home insurance, and life insurance, we provide reliable coverage options to safeguard your vehicles, homes, and loved ones. We understand that these assets hold significant value and require adequate protection.

In addition to auto, home, and life insurance, we also provide other essential coverage options such as renters insurance, ensuring that our customers have comprehensive protection for their personal belongings and liabilities. We extend our services to local businesses, offering business insurance, liability insurance, and workers' compensation coverage to support their growth and protect their operations.

Our services are not limited to Butler Co, KY alone. We proudly serve neighboring communities including Lewisburg, Drakesboro, Rochester, and Bowling Green.

When you visit our agency, you will be greeted by myself and my dedicated team. We are passionate about delivering personalized service and building lasting relationships with our customers. Whether you have questions about auto insurance, home insurance, life insurance, or any other coverage type, we are here to provide guidance and ensure you receive the protection you need and deserve.

Don't hesitate to reach out or stop by our office today. Let us help you secure a brighter and more protected future for your auto, home, and life insurance needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products


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In line with the State Farm mission, Baker Gardner State Farm will help the people of Butler County and surrounding areas with their insurance and financial services needs by offering local, and convenient service.

Stop by Baker Gardner State Farm today and meet my wonderful team members Abby and Robin. Together, we have over 30 years combined experience to help you with all your auto, home, business and life insurance needs. We can't wait to help you!

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Abby Cardwell State Farm Agent Team Member

Abby Cardwell

Account Representative

My insurance career began in 2016. I am licensed in Auto, Fire, Life & Health insurance. I enjoy getting to meet customers and help them determine the correct coverages for all their insurance needs. If you have a business, I would love to help determine the correct coverage needed for it as well. I am a resident of our amazing Butler County. Outside of the office I enjoy spending time with my husband, family, friends, and my dog Ella. Go Bears!

Robin Coley State Farm Agent Team Member

Robin Coley

Multiple Line Representative

My insurance career began in 1998. I am licensed in Auto, Fire, Life & Health insurance. I enjoy getting to chat with customers when they come in and help determine any insurance needs they may have. Outside of the office I enjoy spending time with friends, and my 3 daughters!