Homeowners Insurance in and around Morgantown
A good neighbor helps you insure your home with State Farm.
Help cover your home

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
You want your home to be a place to catch your breath when you've worked a long shift. That doesn't happen when you're worrying about getting your lawn mowed, and especially if you don't have homeowners insurance. That's why you need us at State Farm, so all you have to worry about is the first part.
A good neighbor helps you insure your home with State Farm.
Help cover your home

Safeguard Your Greatest Asset
Baker Gardner can walk you through the whole coverage process, step by step. You can have a no-nonsense experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your furniture, clothing and linens. Protect your family keepsakes—like souvenirs and collectibles. Protect your hobbies and interests—like sports equipment and sound equipment. And Agent Baker Gardner can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or carry multiple lines of State Farm insurance, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
When your Morgantown, KY, residence is insured by State Farm, even if something bad does happen, your most valuable asset may be covered! Call or go online now and discover how State Farm agent Baker Gardner can help you protect your home.
Have More Questions About Homeowners Insurance?
Call Baker at (270) 526-5582 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
What to do after a house fire
What to do after a house fire
Consider these tips to help you and your family recover after a house fire.

Baker Gardner
State Farm® Insurance AgentSimple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
What to do after a house fire
What to do after a house fire
Consider these tips to help you and your family recover after a house fire.